Etsy — 2026 rates

Etsy Fee Calculator

Etsy takes $0.20 + 6.5% of item + shipping, then 3% + $0.25. Worked $35.00 + $5.99 math and the free-ship fork.

Net profit / item $22.15
MARGIN 54.0% — HEALTHY

Product Details

Live
Set to 0 if you offer free shipping. Etsy still charges the 6.5% transaction fee on whatever shipping you do charge.
Offsite Ads are mandatory for shops earning $10K+ annually. Fee capped at $100.00 per order.
Listing Fee
-$0.20
Transaction Fee (6.5%)
-$2.66
Payment Processing (3% + $0.25)
-$1.48
Product Cost
-$10.00
Shipping Cost
-$4.50
Total Etsy Fees
-$4.34
Estimated Monthly Profit
$1,107.30

Etsy does not tax only the sticker price. The 6.5% transaction fee and the 3% + $0.25 processing line both run on item price plus any shipping you charge the buyer.

The form above is that stack on the live $35.00 + $5.99 defaults. Flip shipping charged to $0.00 without raising the item and the profit drop is the $4.50 label you just ate — not a fee discount. Reproduce every row in the table; the six-platform view lives on the Marketplace Fee Comparison.

The three lines that always fire

Rates last verified 2026-10-01 from the public Etsy Fees & Payments policy. Category, Pattern-only, and regulatory-operating add-ons sit outside this file — verify in your seller dashboard.

  • Listing $0.20 — charged when you publish or renew, sale or not. Four-month window. This page books it against the sale.
  • Transaction 6.5% — item + shipping charged + gift wrap. Not US sales tax that Etsy remits.
  • Processing 3% + $0.25 — Etsy Payments, US bank account. Also on item + shipping in this model.
Etsy core fees on the $35.00 + $5.99 calculator default Buyer pays $40.99. Listing $0.20, transaction $2.66, and processing $1.48 leave $4.34 in Etsy fees before COGS and the label. 1 · BUYER PAYS $35.00 + $5.99 ship fee base $40.99 2 · CORE ETSY TAKE $0.20 + 6.5% + 3% $0.20 / $2.66 / $1.48 $4.34 3 · NET / ITEM $10.00 COGS + $4.50 label healthy $22.15
Calculator defaults. Offsite Ads are off. Scroll sideways on small screens.

SKU A: the calculator default

$35.00 list, $5.99 charged to the buyer, $10.00 product, $4.50 label, 50 units / month. Buyer pays $40.99. After listing, transaction, and processing you have $4.34 in Etsy fees and $22.15 left (54.0% — healthy). Monthly roll-up at 50 sales is $1107.30.

SKU A · $35.00 item · $5.99 ship charged · $10.00 COGS · $4.50 label

Setup Fee base Etsy fees Offsite Ads Profit / item Margin
Charge shipping (default) $40.99 $4.34 $0.00 $22.15 54.0%
Free ship, same $40.99 list $40.99 $4.34 $0.00 $22.15 54.0%
Free ship, item stays $35.00 $35.00 $3.78 $0.00 $16.73 47.8%
Default + optional Offsite Ads 15% $40.99 $10.49 $6.15 $16.00 39.0%
Default + mandatory Offsite Ads 12% $40.99 $9.26 $4.92 $17.23 42.0%

Rolled free-ship matches the default dollar-for-dollar ($22.15). Absorbing the label without raising the item costs $5.42 per sale. Optional Offsite Ads take $6.15 — $1.80 more than listing + transaction + processing on this order.

SKU B: when $0.20 stops being noise

$9.99 + $4.99 shipping, $3.00 COGS, $3.50 label. Listing is 1.3% of the $14.98 fee base. Profit is $6.61 (44.1% — healthy). Offer free shipping without raising the $9.99 list and you are at $2.09 (20.9% — thin). Two auto-renews with no sale ($0.40) already wipe a meaningful slice of that ticket. Turn auto-renew off in Listings Manager if the SKU is not moving.

If A, then X

  • If you charge shipping or roll the same dollars into the item price, then Etsy fees stay $4.34 and profit stays $22.15 on the default SKU. Pick free shipping for conversion, not to dodge 6.5%.
  • If you offer free shipping and leave the item at $35.00, then profit falls to $16.73 — you still buy the $4.50 label on a smaller fee base. Raise the list to $40.99 before you flip the shipping toggle.
  • If an Offsite Ad at 15% attributes the default order, then profit is $16.00 (healthy). Still above the 25% healthy line here, but the ads line is the largest Etsy take. Shops over the public $10k/year threshold pay 12% ($17.23). Holiday cutoffs and Q4 enrollment are not modeled on this page — verify in Shop Manager.
  • If the ticket is ~$9.99 and you eat the label, then leftover is $2.09 (thin). Do not turn Offsite Ads on. Confirm auto-renew is manual.

Side-by-side vs Amazon / eBay / Shopify / TikTok Shop / Temu: Marketplace Fee Comparison. Print-on-demand fulfillment pair: Printify vs Printful.

Frequently asked questions

Does Etsy charge the transaction fee on shipping?

Yes. The 6.5% transaction fee is assessed on the item price plus any shipping (and gift wrap) you charge the buyer — the same $40.99 base as the calculator default. US sales tax that Etsy collects is outside that transaction base; this tool has no tax field. Payment processing (3% + $0.25) also runs on item + shipping here. Live processing can include tax — verify the settlement line in your Payment account.

Does free shipping lower Etsy fees?

Not if you roll the same dollars into the item price. $35.00 + $5.99 shipping and a $40.99 free-ship list produce the same $4.34 core fees and the same $22.15 profit on this SKU. Free shipping is a conversion / search choice, not a fee discount. If you set shipping charged to $0.00 and leave the item at $35.00, you still pay the $4.50 label and profit falls to $16.73 — that gap is the shipping you ate, not a rate cut.

How do I reproduce the $35.00 table in this calculator?

Leave Item Price at $35.00, Shipping Charged to Buyer at $5.99, Product Cost at $10.00, Actual Shipping Cost at $4.50, Offsite Ads at “No Offsite Ads,” and Monthly Sales at 50. Net profit / item should read $22.15; listing $0.20, transaction $2.66, processing $1.48, total Etsy fees $4.34. Set Shipping Charged to $0.00 and Item Price to $40.99 to match the free-ship-rolled row. Switch Offsite Ads to optional 15% to match $16.00.

When do Offsite Ads flip a healthy Etsy margin?

On the default SKU, optional Offsite Ads at 15% take $6.15 (capped at $100.00 per order) and drop profit from $22.15 (healthy) to $16.00 (healthy). Mandatory 12% (shops over the public $10k/year threshold) lands at $17.23. The ads line is larger than listing + transaction + processing combined on this order. Holiday attribution and Q4 cutoffs are a different question — confirm the live Offsite Ads enrollment in Shop Manager. Verify in your seller dashboard.

Is the $0.20 listing fee charged per sale or per listing?

Per listing publish or renew, whether or not it sells. This calculator books $0.20 against the sale, which is correct when the listing sells once in its four-month window. Auto-renew after four months without a sale is another $0.20 with $0.00 revenue — two dead renewals are $0.40. Multi-quantity listings add $0.20 per extra unit sold in the same order (and an auto-renew-sold fee when quantity remains). Those extra lines are not in the form — add them by hand or confirm the invoice in your Payment account.

Interpret the output

Aim for 25%+ after listing, transaction, and processing.

The site-wide healthy line is 25% of what the buyer paid. The default SKU clears it at 54.0%. Offsite Ads and a swallowed label are the two toggles that usually knock a mid-ticket handmade SKU into thin.

Use this when

You need to price an Etsy listing and want the real take-home.

Enter item price, shipping charged, and costs. The transaction and processing rows both move when you change shipping charged. Toggle Offsite Ads for the attributed-sale case.

listing + transaction + processing shipping in the fee base Offsite Ads cap $100.00

On the same balance sheet

Printful

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